{"id":393,"date":"2026-08-14T15:01:29","date_gmt":"2026-08-14T07:01:29","guid":{"rendered":"https:\/\/www.cyrilme.work.gd\/?p=393"},"modified":"2026-08-14T15:01:33","modified_gmt":"2026-08-14T07:01:33","slug":"%e7%a9%bf%e8%b6%8a%e7%89%9b%e7%86%8a%e7%9a%84%e7%8f%be%e9%87%91%e6%b5%81%e7%a5%9e%e7%9b%be%ef%bc%9aschd-%e6%b7%b1%e5%ba%a6%e8%a7%a3%e6%9e%90%e8%88%87-realty-income-o-%e7%9a%84%e7%b5%82%e6%a5%b5","status":"publish","type":"post","link":"https:\/\/meokay.top\/?p=393","title":{"rendered":"\u7a7f\u8d8a\u725b\u718a\u7684\u73fe\u91d1\u6d41\u795e\u76fe\uff1aSCHD \u6df1\u5ea6\u89e3\u6790\u8207 Realty Income (O) \u7684\u7d42\u6975\u5c0d\u6c7a"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u5728\u80a1\u606f\u6295\u8cc7\u7684\u5b87\u5b99\u88e1\uff0c\u6295\u8cc7\u4eba\u5f80\u5f80\u6703\u9762\u81e8\u5169\u7a2e\u622a\u7136\u4e0d\u540c\u7684\u8a98\u60d1\uff1a\u4e00\u7a2e\u662f\u8cb7\u5165\u4e00\u7c43\u5b50\u512a\u8cea\u4f01\u696d\uff0c\u4eab\u53d7\u9577\u671f\u300c\u80a1\u606f\u8207\u80a1\u50f9\u300d\u96d9\u91cd\u589e\u9577\u7684 ETF\uff1b\u53e6\u4e00\u7a2e\u5247\u662f\u8cb7\u5165\u4e00\u5bb6\u6b77\u53f2\u60a0\u4e45\u3001\u6bcf\u500b\u6708\u6e96\u6642\u628a\u73fe\u91d1\u585e\u9032\u4f60\u53e3\u888b\u7684\u50b3\u5947\u516c\u53f8\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9019\u5169\u7a2e\u7b56\u7565\u7684\u6700\u9ad8\u4ee3\u8868\uff0c\u6b63\u662f <strong>Schwab U.S. Dividend Equity ETF (SCHD)<\/strong> \u8207\u88ab\u7a31\u70ba\u300c\u6708\u914d\u606f\u516c\u53f8 (The Monthly Dividend Company)\u300d\u7684\u623f\u5730\u7522\u4fe1\u8a17\u5de8\u982d <strong>Realty Income (\u7f8e\u80a1\u4ee3\u865f\uff1aO)<\/strong>\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4eca\u5929\uff0c\u6211\u5011\u5c31\u4f86\u6df1\u5ea6\u62c6\u89e3\uff0c\u70ba\u4ec0\u9ebc SCHD \u88ab\u516c\u8a8d\u70ba\u80fd\u7a7f\u8d8a\u725b\u718a\u7684\u7d93\u5178\u5e95\u5009\uff1f\u800c\u55ae\u6311 SCHD \u7684 O\uff0c\u53c8\u6709\u54ea\u4e9b\u96e3\u4ee5\u514b\u670d\u7684\u81f4\u547d\u5f31\u9ede\uff1f<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u7b2c\u4e00\u90e8\u5206\uff1aSCHD \u70ba\u4ec0\u9ebc\u662f\u300c\u7a7f\u8d8a\u725b\u718a\u300d\u7684\u6559\u79d1\u66f8\uff1f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u8981\u7a7f\u8d8a\u725b\u718a\uff0c\u9760\u7684\u4e0d\u662f\u904b\u6c23\uff0c\u800c\u662f\u5e95\u5c64\u6a5f\u5236\u7684\u300c\u53cd\u8106\u5f31\u6027\u300d\u3002SCHD \u4e4b\u6240\u4ee5\u80fd\u5728\u904e\u53bb\u5341\u5e7e\u5e74\uff0c\u751a\u81f3\u5728 2022 \u5e74\u7684\u5927\u718a\u5e02\u4e2d\u5c79\u7acb\u4e0d\u6416\uff08\u7576\u5e74\u6a19\u666e\u5927\u8dcc 18%\uff0cSCHD \u50c5\u8dcc\u7d04 3%\uff09\uff0c\u6b78\u529f\u65bc\u5b83\u90a3\u5957\u51b7\u9177\u7121\u60c5\u7684\u300c\u56db\u91cd\u8ca1\u52d9\u904e\u6ffe\u7db2\u300d\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. \u62d2\u7d55\u300c\u50f9\u503c\u9677\u9631\u300d\u7684\u57fa\u56e0<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f88\u591a\u9ad8\u80a1\u606f\u57fa\u91d1\u5728\u718a\u5e02\u6703\u5d29\u76e4\uff0c\u662f\u56e0\u70ba\u5b83\u5011\u8caa\u5716\u300c\u9ad8\u6b96\u5229\u7387\u300d\uff0c\u8cb7\u9032\u4e86\u6b63\u5728\u8870\u9000\u3001\u751a\u81f3\u5feb\u7834\u7522\u7684\u516c\u53f8\u3002SCHD \u7684\u7b2c\u4e00\u9053\u9580\u6abb\u662f\uff1a<strong>\u5fc5\u9808\u9023\u7e8c 10 \u5e74\u652f\u4ed8\u80a1\u606f<\/strong>\u3002\u9019\u76f4\u63a5\u5237\u6389\u4e86\u90a3\u4e9b\u73fe\u91d1\u6d41\u4e0d\u7a69\u5b9a\u3001\u9760\u501f\u9322\u767c\u80a1\u606f\u7684\u52a3\u8cea\u4f01\u696d\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. \u8ffd\u6c42\u300c\u771f\u6b63\u7684\u8b77\u57ce\u6cb3\u300d<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u9032\u5165\u5019\u9078\u6c60\u5f8c\uff0cSCHD \u4e0d\u6bd4\u8ab0\u7684\u5229\u606f\u9ad8\uff0c\u800c\u662f\u6bd4\u8ab0\u7684\u300c\u8eab\u9ad4\u6700\u5065\u5eb7\u300d\u3002\u5b83\u7d9c\u5408\u8003\u6838\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u9ad8 ROE\uff08\u80a1\u6771\u6b0a\u76ca\u5831\u916c\u7387\uff09\uff1a<\/strong> \u78ba\u4fdd\u516c\u53f8\u8cfa\u9322\u6548\u7387\u6975\u9ad8\uff08\u5982\u53ef\u53e3\u53ef\u6a02\u3001\u5fb7\u5dde\u5100\u5668\uff09\u3002<\/li>\n\n\n\n<li><strong>\u9ad8\u81ea\u7531\u73fe\u91d1\u6d41\u8ca0\u50b5\u6bd4\uff1a<\/strong> \u78ba\u4fdd\u516c\u53f8\u6c92\u6709\u6c89\u91cd\u7684\u50b5\u52d9\u5305\u88b1\uff0c\u5728\u5347\u606f\u9031\u671f\u4e0d\u6703\u88ab\u5229\u606f\u58d3\u57ae\u3002<\/li>\n\n\n\n<li><strong>5 \u5e74\u80a1\u606f\u6210\u9577\u7387\uff1a<\/strong> \u78ba\u4fdd\u5b83\u6bcf\u5e74\u767c\u7684\u9322\u80fd\u8dd1\u8d0f\u901a\u8ca8\u81a8\u8139\u3002<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u7d50\u8ad6\uff1a<\/strong> SCHD \u8cb7\u7684\u6839\u672c\u4e0d\u662f\u300c\u9ad8\u80a1\u606f\u300d\uff0c\u800c\u662f\u5168\u7f8e\u570b\u300c\u6700\u6703\u8cfa\u9322\u3001\u8ca0\u50b5\u6700\u4f4e\u3001\u4e14\u9858\u610f\u628a\u5229\u6f64\u5206\u7d66\u80a1\u6771\u7684 100 \u5bb6\u5404\u884c\u696d\u9f8d\u982d\u300d\u3002\u9019\u7a2e\u6975\u81f4\u7684\u8ca1\u52d9\u5065\u5eb7\uff0c\u5c31\u662f\u5b83\u7a7f\u8d8a\u725b\u718a\u7684\u7d42\u6975\u5e95\u6c23\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u7b2c\u4e8c\u90e8\u5206\uff1a\u5c0d\u624b\u767b\u5834\u2014\u2014\u70ba\u4ec0\u9ebc\u6563\u6236\u9019\u9ebc\u611b O (Realty Income)\uff1f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u63d0\u5230\u73fe\u91d1\u6d41\uff0c\u5c31\u7d55\u5c0d\u7e5e\u4e0d\u958b Realty Income (O)\u3002\u9019\u662f\u4e00\u5bb6\u5c08\u9580\u505a\u300c\u55ae\u4e00\u627f\u79df\u4eba\u3001\u4e09\u91cd\u6de8\u79df\u8cc3 (Triple-Net Lease)\u300d\u7684\u5546\u696d\u623f\u5730\u7522\u4fe1\u8a17\u516c\u53f8\u3002\u5b83\u7684\u79df\u5ba2\u5305\u62ec 7-Eleven\u3001\u6c83\u723e\u746a\u3001Walgreens \u7b49\u6297\u8870\u9000\u7684\u96f6\u552e\u5de8\u982d\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O \u64c1\u6709\u5169\u500b\u8b93\u6563\u6236\u70ba\u4e4b\u760b\u72c2\u7684\u9b54\u6cd5\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u6708\u6708\u914d\u606f (Monthly Dividend)\uff1a<\/strong> \u5b83\u751a\u81f3\u628a &#8220;The Monthly Dividend Company&#8221; \u8a3b\u518a\u6210\u4e86\u5546\u6a19\u3002\u6bcf\u500b\u6708\u6536\u5230\u73fe\u91d1\u7684\u5fc3\u7406\u6309\u6469\u4f5c\u7528\uff0c\u662f\u5b63\u914d\u606f\u7684 SCHD \u7121\u6cd5\u6bd4\u64ec\u7684\u3002<\/li>\n\n\n\n<li><strong>\u8f1d\u714c\u7684\u6b77\u53f2\u7d00\u9304\uff1a<\/strong> \u6210\u7acb 50 \u591a\u5e74\u4f86\uff0c\u9023\u7e8c\u589e\u52a0\u80a1\u606f\u8d85\u904e 100 \u500b\u5b63\u5ea6\uff0c\u7d93\u6b77\u4e86\u7db2\u8def\u6ce1\u6cab\u3001\u6b21\u8cb8\u5371\u6a5f\u3001\u65b0\u51a0\u75ab\u60c5\uff0c\u5f9e\u672a\u4e2d\u65b7\u3002<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">\u7b2c\u4e09\u90e8\u5206\uff1aSCHD vs. O \u7684\u6b98\u9177\u5c0d\u6c7a\uff08\u512a\u52a3\u52e2\u6df1\u5ea6\u5206\u6790\uff09<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u8868\u9762\u4e0a\u770b\uff0cO \u7684\u80a1\u606f\u6b96\u5229\u7387\uff08\u5e38\u5e74\u5728 5% \u4ee5\u4e0a\uff09\u52dd\u904e SCHD\uff08\u7d04 3.4%\uff09\uff0c\u4e14\u64c1\u6709\u6708\u914d\u606f\u512a\u52e2\u3002\u4f46\u5982\u679c\u6211\u5011\u628a\u6642\u9593\u62c9\u9577\u5230 10 \u5e74\u300120 \u5e74\uff0c\u4e26\u653e\u5165\u6975\u7aef\u7684\u7e3d\u9ad4\u7d93\u6fdf\u74b0\u5883\u4e2d\u6e2c\u8a66\uff0cO \u7684\u52a3\u52e2\u5c31\u6703\u88ab\u7121\u9650\u653e\u5927\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u2694\ufe0f \u5c0d\u6c7a\u4e00\uff1a\u5229\u7387\u654f\u611f\u5ea6\uff08\u6700\u5927\u7684\u751f\u6b7b\u7dda\uff09<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>O (Realty Income) \u7684\u81f4\u547d\u50b7\uff1a<\/strong> REITs \u672c\u8cea\u4e0a\u662f\u300c\u50b5\u5238\u7684\u66ff\u4ee3\u54c1\u300d\u3002\u5728 2022 \u5230 2026 \u5e74\u7684\u9ad8\u5229\u7387\/\u9ad8\u901a\u81a8\u6642\u4ee3\uff0cO \u906d\u53d7\u4e86\u6bc0\u6ec5\u6027\u7684\u6253\u64ca\uff08\u80a1\u50f9\u4e00\u5ea6\u5f9e\u9ad8\u9ede\u56de\u64a4\u8fd1 30%\uff09\u3002\u7576\u7121\u98a8\u96aa\u7684\u7f8e\u570b\u570b\u50b5\u90fd\u80fd\u7d66\u51fa 5% \u7684\u5229\u606f\u6642\uff0c\u8cc7\u91d1\u6703\u6beb\u4e0d\u7336\u8c6b\u5730\u62cb\u552e O\u3002<strong>O \u7684\u547d\u904b\uff0c\u5e7e\u4e4e\u5b8c\u5168\u88ab\u7f8e\u806f\u5132\u7684\u5229\u7387\u653f\u7b56\u7d81\u67b6\u3002<\/strong><\/li>\n\n\n\n<li><strong>SCHD \u7684\u6297\u901a\u81a8\u529b\uff1a<\/strong> SCHD \u5305\u542b\u5927\u91cf\u6d88\u8cbb\u3001\u5de5\u696d\u548c\u91ab\u7642\u5de8\u982d\u3002\u901a\u81a8\u4f86\u8972\u6642\uff0c\u767e\u4e8b\u53ef\u6a02\u548c\u5bb6\u5f97\u5bf6\u53ef\u4ee5\u900f\u904e\u300c\u6f32\u50f9\u300d\u628a\u6210\u672c\u8f49\u5ac1\u7d66\u6d88\u8cbb\u8005\uff0c\u5229\u6f64\u7167\u6a23\u589e\u9577\u3002SCHD \u9760\u7684\u662f\u300c\u4f01\u696d\u7684\u5b9a\u50f9\u6b0a\u300d\u4f86\u5c0d\u6297\u901a\u81a8\u8207\u5347\u606f\uff0c\u9019\u6bd4 O \u53ea\u80fd\u9760\u6536\u56fa\u5b9a\u7684\u79df\u91d1\u5f37\u5927\u592a\u591a\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u2694\ufe0f \u5c0d\u6c7a\u4e8c\uff1a\u98a8\u96aa\u5206\u6563\u7a0b\u5ea6 (Diversification)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>SCHD (\u5ee3\u6cdb\u6492\u7db2)\uff1a<\/strong> \u8986\u84cb\u5168\u7f8e 100 \u5bb6\u9802\u7d1a\u4f01\u696d\uff0c\u6a6b\u8de8\u5de5\u696d\u3001\u91d1\u878d\u3001\u6d88\u8cbb\u3001\u79d1\u6280\u7b49\u591a\u500b\u677f\u584a\u3002\u6771\u908a\u4e0d\u4eae\u897f\u908a\u4eae\uff0c\u55ae\u4e00\u516c\u53f8\u7684\u5012\u9589\u5c0d\u5b83\u6beb\u7121\u5f71\u97ff\u3002<\/li>\n\n\n\n<li><strong>O (\u6975\u5ea6\u96c6\u4e2d)\uff1a<\/strong> \u7121\u8ad6 O \u7684\u7ba1\u7406\u5c64\u591a\u512a\u79c0\uff0c\u5b83\u7d42\u7a76\u53ea\u662f\u300c\u55ae\u4e00\u570b\u5bb6\u3001\u55ae\u4e00\u7522\u696d\uff08\u5546\u696d\u5730\u7522\uff09\u7684\u55ae\u4e00\u5bb6\u516c\u53f8\u300d\u3002\u5982\u679c\u672a\u4f86\u5546\u696d\u5730\u7522\u6a21\u5f0f\u767c\u751f\u985b\u8986\u6027\u6539\u8b8a\uff0c\u6216\u8005 O \u7684\u7ba1\u7406\u5c64\u51fa\u73fe\u91cd\u5927\u6c7a\u7b56\u5931\u8aa4\uff0c\u60a8\u7684\u672c\u91d1\u5c07\u9762\u81e8\u4e0d\u53ef\u9006\u7684\u6bc0\u6ec5\u98a8\u96aa\uff08\u60f3\u60f3\u7576\u5e74\u7684\u901a\u7528\u96fb\u6c23 GE\uff09\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u2694\ufe0f \u5c0d\u6c7a\u4e09\uff1a\u7e3d\u5831\u916c\u8207\u80a1\u606f\u6210\u9577\u529b (Total Return &amp; Dividend Growth)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u80a1\u606f\u6210\u9577\uff1a<\/strong> O \u96d6\u7136\u9023\u5e74\u52a0\u606f\uff0c\u4f46\u8fd1\u5e74\u4f86\u7684\u5e74\u5316\u80a1\u606f\u6210\u9577\u7387\u5927\u7d04\u53ea\u6709 <strong>2% &#8211; 4%<\/strong>\uff0c\u6709\u6642\u751a\u81f3\u8dd1\u8f38\u771f\u5be6\u901a\u81a8\u3002\u800c SCHD \u904e\u53bb\u5341\u5e74\u7684\u80a1\u606f\u5e74\u5316\u6210\u9577\u7387\u9ad8\u9054 <strong>10%<\/strong> \u4ee5\u4e0a\u3002<\/li>\n\n\n\n<li><strong>\u8cc7\u672c\u589e\u503c\uff1a<\/strong> O \u628a 90% \u4ee5\u4e0a\u7684\u61c9\u7a05\u6536\u5165\u90fd\u7576\u4f5c\u80a1\u606f\u767c\u6389\u4e86\uff0c\u516c\u53f8\u80fd\u7528\u4f86\u64f4\u5f35\u7684\u7559\u5b58\u6536\u76ca\u6975\u5c11\uff0c\u5c0e\u81f4\u5176\u80a1\u50f9\uff08\u8cc7\u672c\u589e\u503c\uff09\u5982\u540c\u8778\u725b\u822c\u7de9\u6162\u3002SCHD \u7684\u6210\u5206\u80a1\u5247\u4fdd\u7559\u4e86\u8db3\u5920\u7684\u5229\u6f64\u9032\u884c\u518d\u6295\u8cc7\u3002\u62c9\u9577 10 \u5e74\u4f86\u770b\uff0cSCHD \u7684\u300c\u80a1\u50f9\u4e0a\u6f32 + \u80a1\u606f\u518d\u6295\u5165\u300d\u7684\u7e3d\u5831\u916c\u7387\uff0c\u7a69\u7a69\u78be\u58d3 O\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u7d50\u8ad6\uff1a\u5e95\u5009\u8207\u885b\u661f\u7684\u6b63\u78ba\u64fa\u653e<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u6295\u8cc7\u7d44\u5408\u7684\u4f48\u9663\u4e2d\uff0c\u9019\u5169\u8005\u7684\u5730\u4f4d\u662f\u5b8c\u5168\u4e0d\u5c0d\u7b49\u7684\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udee1\ufe0f SCHD\uff1a\u7d55\u5c0d\u7684\u9632\u79a6\u5e95\u5009<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u60a8\u8ffd\u6c42\u7684\u662f\u672a\u4f86 10 \u5230 20 \u5e74\u8cc7\u7522\u7684\u7a69\u5065\u81a8\u8139\uff0c\u540c\u6642\u5e0c\u671b\u5728\u718a\u5e02\u4e2d\u6709\u5f37\u5927\u7684\u5fc3\u7406\u4f9d\u9760\uff0cSCHD \u662f\u7121\u53ef\u6311\u5254\u7684\u6838\u5fc3\u9632\u79a6\u8cc7\u7522\u3002\u5b83\u7684\u8ca1\u52d9\u5065\u5eb7\u5ea6\u548c\u677f\u584a\u5206\u6563\u6027\uff0c\u78ba\u4fdd\u4e86\u5b83\u80fd\u771f\u6b63\u300c\u7a7f\u8d8a\u725b\u718a\u300d\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udef0\ufe0f O (Realty Income)\uff1a\u7279\u5b9a\u6642\u671f\u7684\u6230\u8853\u885b\u661f<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O \u662f\u4e00\u5bb6\u5049\u5927\u7684\u516c\u53f8\uff0c\u4f46\u5b83<strong>\u4e0d\u9069\u5408<\/strong>\u4f5c\u70ba\u6295\u8cc7\u7d44\u5408\u7684\u6838\u5fc3\u3002\u5b83\u66f4\u50cf\u662f\u4e00\u500b\u300c\u9818\u606f\u5de5\u5177\u300d\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u53ea\u6709\u5728\u5169\u7a2e\u60c5\u6cc1\u4e0b\uff0c\u60a8\u624d\u61c9\u8a72\u8003\u616e\u8cb7\u5165 O\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u60a8\u5df2\u7d93\u9000\u4f11\uff0c\u6bcf\u500b\u6708\u90fd\u9700\u8981\u652f\u4ed8\u6c34\u96fb\u8cbb\u548c\u623f\u8cb8\uff0c\u6975\u5ea6\u9700\u8981\u7a69\u5b9a\u7684\u300c\u6708\u73fe\u91d1\u6d41\u300d\u3002<\/li>\n\n\n\n<li>\u60a8\u5224\u65b7\u76ee\u524d\u6b63\u8655\u65bc\u300c\u9577\u671f\u964d\u606f\u5faa\u74b0\u7684\u8d77\u9ede\u300d\uff0c\u8cb7\u5165 O \u4f86\u8cfa\u53d6\u77ed\u4e2d\u671f\u7684\u4f30\u503c\u4fee\u5fa9\uff08\u8cfa\u964d\u606f\u7684\u50f9\u5dee\uff09\u3002<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u7e3d\u7d50\u4f86\u8aaa\uff1a<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0d\u8981\u56e0\u70ba\u8caa\u5716 O \u6bcf\u500b\u6708\u767c\u7684\u90a3\u4e00\u9ede\u9ede\u73fe\u91d1\uff0c\u800c\u628a\u9f90\u5927\u7684\u8cc7\u91d1\u66b4\u9732\u5728\u55ae\u4e00\u623f\u5730\u7522\u516c\u53f8\u7684\u5229\u7387\u98a8\u96aa\u4e4b\u4e0b\u3002\u5c07\u4e3b\u529b\u8cc7\u91d1\u5b89\u7a69\u5730\u653e\u5728 SCHD\uff08\u6216\u662f\u6211\u5011\u4e4b\u524d\u8a0e\u8ad6\u904e\u7684 VIG\u3001SPYM\uff09\u88e1\uff0c\u8b93\u7f8e\u570b\u6700\u9802\u5c16\u7684 100 \u5bb6\u4f01\u696d\u96c6\u5718\u5e6b\u60a8\u6253\u5de5\uff0c\u624d\u662f\u7a7f\u8d8a\u725b\u718a\u3001\u591c\u591c\u5b89\u6795\u7684\u9577\u9060\u4e4b\u9053\u3002<\/p>\n\n\n\n<p 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